Annual Enrollment is open for the 2027 plan year2027 enrollment— days · — hrs · — min leftEnroll now →
Licensed in all 50 states + DC · Help in 5 languages EnglishPortuguêsEspañolDeutschItalianoCall 561-786-8085 · Text 561-339-0727
Vitality Health Advisors sealVitality Health AdvisorsThe Medicare Division of Novavida Group
561-786-8085
Home / About Vitality Health Advisors

Vitality Health Advisors sealVitality Health AdvisorsThe Medicare Division of Novavida Group

Vitality Health Advisors LLC is the legal name of the agency; Novavida Group is the name we do business under. Vitality Health Advisors is where everything Medicare lives — the agents, the comparison tools, the plan reviews every fall — inside a family of companies that serves individuals, families and employers in all 50 states.

1300 Old Congress Ave, West Palm Beach

What We Are

An independent insurance agency. We hold contracts with many Medicare Advantage, Medicare Supplement and Part D carriers — not all of them, and we say so on every page — and we are paid by the carrier when you enroll. Your premium is the same whether you enroll through us, with the carrier directly, or through Medicare.gov. We are not part of Medicare or any government agency.

How We Work

Three Ways In

Call or text a licensed agent, ask us to prepare your options, or compare and enroll online with our tools. All three end with the same service team.

Doctors and Prescriptions First

We don't recommend a plan until we've checked your providers and medications against it — and we show both paths, Advantage and Supplement + Part D, side by side with a bad-year cost estimate.

Every Fall, a Review

Plans change every year. When your Annual Notice of Change arrives in September, we check what changed in your plan against the alternatives in your county — in about 20 minutes.

The People

Phamella Bauer

Principal · Licensed insurance agent. Phamella leads client intake and the agent team, and is the agent of record on our online comparison and enrollment tools. She works with clients in English and Portuguese.

Michael C. Furman

Chief Compliance Officer & Chief Operating Officer. Twenty-four years in health and life insurance. Michael oversees compliance, licensing, carrier contracting and operations for the Novavida family of companies, and reviews the content on this site (NPN 7622973).

The Novavida Family

Novavida Group — the parent brand: an independent insurance organization serving consumers across health, Medicare, life, group benefits and more, and a field marketing organization supporting independent agents and agencies nationwide.

Vitality Health Advisors — the Medicare division (this site).

Vitality On Demand — back-office consulting (licensing, compliance, commissions) for independent agents and agencies. Vitality On Demand is a consulting firm, not an insurance agency.

Instant Online Insurance Group — the family's online insurance marketing brands.

Five Languages, by Agents

English, Portuguese, Spanish, German and Italian — spoken by licensed agents, not a translation line. South Florida's Brazilian, Hispanic, German and Italian communities are a large part of who we serve.

Where We Are

Our office

1300 Old Congress Ave, West Palm Beach, FL 33409 · Map
Mon–Fri 9am–6pm ET, Saturdays by appointment. We help people in every state by phone, text and video; local clients are welcome in the office.

Important: We do not offer every plan available in your area. Currently we represent 17 organizations which offer — products in your area (). Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Organizations we represent: Aetna (CVS Health) · Clover Health · Devoted Health · Elevance Health (Anthem / Simply Healthcare) · Florida Blue · Freedom Health · HCSC · Cigna Healthcare (HealthSpring) · HealthSun · Humana · Kaiser Permanente · Molina Healthcare · Optimum Healthcare · Prominence Health · UnitedHealthcare · Wellcare · Zing Health. Availability varies by county.

Vitality Health Advisors is a licensed, independent insurance agency, not connected with or endorsed by the United States government or the federal Medicare program. Enrollment in a plan depends on the plan's contract renewal with Medicare. Benefits, premiums, provider networks and drug formularies vary by plan and county and may change each year. This is a solicitation of insurance. Information you submit on this site will be provided to a licensed insurance agent for future contact. Calls to and from our agents are recorded. Statistics cited on this site are from the CMS 2027 Medicare Advantage and Part D Landscape fact sheets (September 28, 2026) unless otherwise noted.